Ryan Ashley, CFP, CIM
A legal & financial in Cold Lake — low-pressure.
- 6 client reviews (5.0★ average)
Care that adapts as needs change.
Retirement planning and investment management for seniors transitioning from land or business sales.
Ask about the fiduciary, fee-only structure — reviewers highlight it as a key differentiator from commission-based advisors
Reflects how complete and verified this listing is on ABSeniors — review volume, recency, website review, office, and funding info. Not a quality rating of the provider.
Who this may be right for.
Good fit for
- Retirement planning and investment management for seniors transitioning from land or business sales
- Seniors unfamiliar with investing who need patient, plain-language guidance
Ask first if
- Cornerstone operates as a fee-only fiduciary, meaning advisors are structurally limited to recommending what is best for the client rather than what pays the hi
- Selling land or a family business and moving into retirement
A calmer first step.
Brief phone conversation
Share what is happening, who needs care, and whether the need is urgent or exploratory.
Care needs and schedule review
Discuss mobility, memory, safety, meals, personal care, household help, and preferred visit times.
Caregiver matching
The team looks for fit based on care level, personality, language preferences, and comfort.
Start small, adjust as needed
Many families begin with shorter visits, then adjust the plan as the senior becomes comfortable.
Serving Cold Lake families.
In their own words.
“Ryan was great to work with. He was patient in walking me through the options and do what he could to make the process as easy as possible. He followed up and answered all my questions. I would recommend.”
Excerpts from public Google reviews. See all reviews on the provider's Google listing.
Compare with similar Cold Lake providers.
| Provider | Reviews | Rating | Best for |
|---|---|---|---|
| Ryan Ashley, CFP, CIM · this provider | 6 | 5.0 | — |
| Grey Wowk Spencer LLP | 88 | 3.9 | — |
| Bailey Coats Mortgage Broker (The Mortgage Centre Elite - Cold Lake & Bonnyville) | 47 | 5.0 | — |
| Todd & Drake LLP | 41 | 3.7 | — |
| Lakeland Law Group | 38 | 3.3 | Wills & Estates |
| Fairstone | 23 | 4.5 | — |
Based on Google review counts and ABSeniors data for legal & financial in Cold Lake. Verify current details with each provider.
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Get my top matches →Questions families actually ask.
Is Ryan Ashley a fee-only financial advisor? +
Based on reviewer accounts, Ryan works through Cornerstone, which operates as a fee-only fiduciary firm. This means the firm is structured to advise clients based solely on their best interests rather than earning commissions on products sold.
Does Ryan Ashley help with life insurance as well as investments? +
Yes, reviewers mention working with Ryan on both life insurance policies and investment planning. He is described as straightforward about options and recommendations without applying sales pressure.
Is Ryan Ashley a good fit for seniors who are new to investing? +
Multiple reviewers, including retirees who had never invested before, describe Ryan as patient and easy to understand. He is noted for creating tailored financial plans and explaining complex topics like tax-efficient withdrawals in plain language.
How does Ryan Ashley handle clients who feel uncomfortable with the financial industry? +
Reviewers specifically note that Ryan makes clients feel the conversation is focused on their financial wellbeing and family security rather than generating fees. Several mention feeling at ease despite prior discomfort with financial advisors.
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