Langford Financial Inc.
Langford Financial Inc. specializes in retirement income planning and tax planning for clients 55+, offering fee-only planning and full-service investment management. They accommodate virtual or in-person meetings and focus on tax-efficient decumulation strategies for those neari
- Emphasis on tax & financial planning
- Remote / virtual meetings
- 46 client reviews (4.9★ average)
Strong fit for tax & financial planning.
Langford Financial Inc. specializes in retirement income planning and tax planning for clients 55+, offering fee-only planning and full-service investment management. They accommodate virtual or in-person meetings and focus on tax-efficient decumulation strategies for those nearing or in retirement.
Come to the first meeting with a full picture of your finances — they send a preparation list in advance
Reflects how complete and verified this listing is on ABSeniors — review volume, recency, website review, office, and funding info. Not a quality rating of the provider.
What they're known for.
Summarized from the provider's own website. Verify specifics when you contact them.
Who this may be right for.
Good fit for
- Retirement planning and transition from accumulation to drawdown
- Couples approaching or recently entering retirement
- Tax planning, CPP/OAS strategy, and income drawdown sequencing
Ask first if
- Fee-only service; at least one reviewer noted the cost felt high upfront but worthwhile — budget expectations accordingly
- Bank-managed investments where service felt impersonal or advice was generic
A calmer first step.
Brief phone conversation
Share what is happening, who needs care, and whether the need is urgent or exploratory.
Care needs and schedule review
Discuss mobility, memory, safety, meals, personal care, household help, and preferred visit times.
Caregiver matching
The team looks for fit based on care level, personality, language preferences, and comfort.
Start small, adjust as needed
Many families begin with shorter visits, then adjust the plan as the senior becomes comfortable.
Serving Calgary families.
Calgary, AB
In their own words.
“Hervin was a preasure to work with, and helped us immensely with our retirement plan and outlook. His in-depth analysis of our unique sitiation was pragmatic and professional. We would recommend to family and friends!”
“Excellent service. Experts in financial planning. Tremendous advice particularly in the areas of tax planning, life insurance and setting up various streams of income. Most important, Willis and Nancy truly care about their clients.”
Excerpts from public Google reviews. See all reviews on the provider's Google listing.
Compare with similar Calgary providers.
| Provider | Reviews | Rating | Best for |
|---|---|---|---|
| Langford Financial Inc. · this provider | 46 | 4.9 | Tax & Financial Planning |
| Property Law Firm CB LLP (MacKay Real Property Law) | 1229 | 4.9 | — |
| Property Law Firm CB LLP | Calgary South | 544 | 5.0 | — |
| Summit Legal Group | 525 | 4.9 | Wills & Estates |
| Kahane Law Office | 513 | 4.5 | Wills & Estates |
| Clark & Clark Lawyers | 504 | 4.9 | Wills & Estates |
Based on Google review counts and ABSeniors data for legal & financial in Calgary. Verify current details with each provider.
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Get my top matches →Questions families actually ask.
What financial topics does Langford Financial typically cover in a retirement plan? +
Reviewers consistently mention that plans cover investment strategy, tax planning, CPP and OAS timing, income drawdown sequencing, life insurance, and estate planning considerations. Several clients noted the plan was revised multiple times until they were fully satisfied. The team also incorporates personal lifestyle goals and priorities into the plan.
Do Willis and Nancy Langford sell investment products, or are they fee-only advisors? +
Multiple reviewers specifically highlight that Langford Financial operates on a fee-only basis and that Willis did not try to sell them any products. One reviewer appreciated the unbiased, product-neutral advice as a key reason for choosing the firm.
Is Langford Financial a good fit for someone who finds financial planning confusing or intimidating? +
Several reviewers who described themselves as novices or nervous about finances noted that the team explains complex topics in plain language and makes clients feel at ease from the first meeting. No question is treated as too basic, according to multiple clients.
How long does the retirement planning process typically take? +
Reviewers describe a multi-session process, with one client mentioning three sessions before the final plan was complete, and others noting several meetings to gather information and revise the plan. The team sends a preparation checklist before the first meeting to make sessions more efficient.
Does Langford Financial work with couples, or primarily individuals? +
The majority of reviewers mention couples working together with the firm, and several explicitly thank both Willis and Nancy for helping both spouses understand the long-term plan. The process appears well-suited to joint retirement planning for couples.
Is there a minimum asset or age requirement to work with Langford Financial? +
One reviewer noted the firm's stated criteria include being age 55 and having at least $2 million personally invested, though that reviewer felt the fit was not right for their situation despite meeting those criteria. Prospective clients should confirm current requirements directly with the firm.
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